Compare boat insurance

Compare boat insurance policies and quotes online through Float My Quote and buy directly through your chosen specialist brand.

•    Direct prices, plus the power to choose
•    Compare 3 specialist boat insurance brands
•    Quick and easy online quote system

Compare quotes

Compare Boat Insurance Quotes

Whether you’re looking for basic boat insurance or a comprehensive boat insurance policy, through Float My Quote, you can tailor your boat insurance quote with optional extras and compare quotes from 3 specialist insurance brands. Our online quote system is quick and easy to use, offering you the same prices as direct or less, helping to keep you on the water. 

Select your craft

Our boat comparison tool can provide up to 5 prices for you to choose from. Select your boat type below or click Get a Quote Now and buy boat insurance online. 

What can boat insurance cover?

Boat insurance can help to provide peace of mind should something happen to your boat whilst moored, stored, or in use. Boat insurance can work as financial protection by providing cover for theft, damage and third-party liability. Common policy inclusions can be tailored to include:

  • Hull, machinery and third-party liability
  • Third-party damage to property or personal injury
  • Legal expenses cover
  • Outboard motors and tenders
  • Personal accident
  • Racing
  • Road Transit
  • European cover
  • Contents (narrowboats)
  • River and Canal Rescue (narrowboats)

Compare boat insurance brands

Explore the three boat insurance brands we compare:

GJWDirect

GJW Direct has been arranging marine insurance since 1826, so you can be confident you are dealing with boat insurance specialists.

Underwritten by

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Insure4Boats

Specialist boat insurance through Insure4Boats offers policies to suit boat owners’ needs, so you only ever pay for the cover you need.

Underwritten by

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CraftInsure

With over 20 years of experience, Craftinsure is a leader in arranging marine insurance, offering specialist boat insurance.

 

Underwritten by

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Do I need boat insurance?

If you buy a boat, boat insurance in the UK is not a legal requirement. However, many marinas, harbours and UK inland waterways may require you to have third-party liability insurance as a minimum to launch, moor or even enter the water.  

Other reasons you may want to consider boat insurance include:

  • To protect your boat from theft, loss or damage
  • To protect yourself from third-party claims and potential legal costs
  • If you plan to cross any national borders in your boat
  • If you want to race your boat
  • If you want to finance your boat, you may have to have insurance to show the lender
  • If you want to become a member of a boating club or use a club’s facilities
  • The financial peace of mind that comes with boat insurance

What is third-party boat insurance?

Third-party boat insurance provides protection from claims from others if you accidentally damage third-party property or injure someone while operating your boat. This doesn’t protect your own vessel from damage or any personal injuries.

Compare quotes

What to look for when comparing boat insurance quotes

When comparing boat insurance quotes, you may want to consider the level of cover you need for your boating and budget. However, a few additional factors to consider when comparing policies include:

Included cover, optional extras and any benefits of the insurance policy plus any limitations or exclusions.

How much excess you would pay if you make a claim.

The maximum payout for items such as onboard or
outboard equipment or trailers.

If you’re covered for racing, transporting your boat or
international travel.

How much will your boat insurance cost?

The cost of your boat insurance policy depends on the value and type of boat you want to insure (including its age and maximum speed), how you plan to use your boat and where, plus where it will be kept. Boat insurance companies are also likely to consider your boating experience on the boat type you are insuring, and your claims history.

The best way to determine how much your boat insurance policy could cost is to get an online quote with Float My Quote. 

Boat insurance FAQs

  • When buying boat insurance, it is best to look at all the options and compare boat insurance brands and policies. Through Float My Quote, you can tailor your boat insurance policy and quote, so you get the best policy for you by only paying for what you need.

  • To get a boat insurance quote, you will need the details of your boat, including the age and value, personal details and your boating experience, and your claims history.

© Float My Quote is a trading name of Ripe Insurance Services Limited which is Authorised and Regulated by the Financial Conduct Authority, Firm Reference No.313411. Registered office: The Royals, Altrincham Road, Manchester M22 4BJ. Registered in England and Wales No. 04507332.